Help-to-Own

Payment Plan 3 Bedroom Terrace in Idu, Abuja

Details

Important details about the Help-to-Own

Dhabi & Partners Nig Ltd

Issuer

17.00% per annum

Interest Rate

1

Finishing Level

Monthly Payment

50%

Minimum Down Payment

1 year and 8 months

Payment Period

Maximum Loan Amount

Legal, Insurance, Professional Fees.

Closing Costs

Yes

Joint applications and co-owners allowed?

Finishing Levels

These are the different levels of finishing which the 3 Bedroom Terracecan be purchased using the Help-to-Own and the various prices on each finishing level.

Semi Finished

House Price

Down Payment

monthly payment

Description

A semi-finished house is a property where the exterior is fully completed, including painted walls, a finished roof, installed windows, and exit doors. However, the interior is left unfinished, allowing buyers to customize it to their taste. Inside, walls are plastered but not painted, and flooring is left as plain concrete. Electrical wiring and plumbing pipes are installed, but there are no sockets, bathroom fixtures, wardrobes, or kitchen fittings. This option is more affordable than a fully finished house and offers buyers the flexibility to complete the interiors gradually based on their preferences and budget.
Outside
Outside
Inside
Inside

How it works

How the Help-to-Own works on Gidda

1

Find Home

Choose a house available on the Giddaa platform under the Help to Own plan that fits your budget and preference.

Performed by You with support from Giddaa

2

Submit Documents

Submit your documents to Giddaa for prequalification to confirm your eligibility for the Help to Own loan.

Performed by You

3

Loan Processing

If you pass prequalification, Giddaa forwards your application to a financial institution, which processes the loan and secures approval from Family Homes Funds before disbursing funds to the developer.

Performed by Giddaa

4

Get Keys, Repay

You receive your keys, move in, and start repaying monthly through the Giddaa platform with full tracking, reminders, and a wallet for easy payments.

Performed by You

Your Affordabilty

Your affordability for the Help-to-Own

You need to login to see your affordability

You need to login to see your affordability on this plan. You can login using your Google account or with your email.

Login with Email

Application Documents

The documents you need to submit when applying for Help-to-Own

No documents found

This plan does not require any documents.

Who Can Apply

The kinds of people that can apply for Help-to-Own

individuals

These are people applying by themselves, without a co-applicant.

The following Individuals can apply through this payment option

  • Government Workers (In Nigeria)
  • Private Workers (In Nigeria)
  • Self Employed (In Nigeria)
  • Government Workers (In Diaspora)
  • Private Workers (In Diaspora)
  • Self Employed (In Diaspora)

Repayment Schedule

Repayment Schedule for the payment of Help-to-Own

Total Payable

Total Interest

Total Principal

Monthly Payment

0 months

Payment Period

S/NMonthMonthly PaymentInterestPrincipalBalance