Live abroad or know someone who does? Express interest in our upcoming diaspora plan; earn up to N9 Million annually. Learn More
Live abroad or know someone who does? Express interest in our upcoming diaspora plan; earn up to N9 Million annually. Learn More
Securely and Affordably Buy a Home in Nigeria on Mortgages.
Become a homeowner in Nigeria without stress or the fear of scams; apply directly to developers and banks in under 10 minutes.
PROPERTIES
HOUSING UNITS
PURCHASE PLANS
How It Works
Learn how you can own a home in 7 easy steps!
Find Your Home
Explore our extensive listings of properties from leading developers. We’ll help you determine if a property fits your budget, so you can make informed decisions.
Book an Inspection
While not mandatory, booking a property inspection is highly recommended. Arrange a viewing to assess the home in person or send someone on your behalf if you’re unable to visit.
Choose a Plan
Select the payment option that suits you best—whether it’s a mortgage, a payment plan, or an outright purchase. Our system will confirm if your chosen plan aligns with your financial situation.
Perform Due Diligence
Authenticate the property’s legitimacy with the assistance of our in-house lawyer. This step ensures that the property’s details are accurate and that you’re making a secure investment.
Verify Your Identity
Our partners and us need to know who are to work with you. Verify your are a real person by verifying your NIN, or passport (for diaspora Nigerians and foreigners).
Submit Documents
Provide all necessary documentation to proceed with your purchase. This includes financial and personal documents needed for approval.
Documentation and Payment
pon approval, you’ll receive an offer letter and term sheet to review and acknowledge. If you agree to the terms, make your payment to finalize the purchase. And that’s it—your new home awaits!
Your Purchase Options
We offer you different methods to buy a home because buying a home isn’t a one-size fits all kind of purchase — we know!. Different people have different needs.
National Housing Fund
This is a mortgage plan by the Federal Mortgage Bank of Nigeria offering interest rates of 6% per annum to working class Nigerians.
Rent To Own
This is a mortgage plan by the Federal Mortgage Bank of Nigeria offering interest rates of 7% per annum to working class Nigerians.
Mortgages
Mortgages are long term loans offered by financial institutions to help you buy a house today and pay small small over a long time, typically 20 years.
Payment Plans
Payment plans are flexible payment options, typically between 6 Months - 2 years, offered by property developers to buy a house.
Outright Purchase
These are one-time payment plans for people who prefer or can afford to make a one-time payment to buy their property outrightly.
Help To Own
This is a mortgage plan by the Family Homes Fund in collaboration with Mortgage Banks and commercial banks in NIgeria that offers loans of up to 35million for 20 years.
MOFI - Real Estate Investment Fund (M-REIF)
This is a mortgage plan by the Ministry of Finance Incorporated Ltd that provides loans for Nigerians at home & abroad offering interest rates of 12%, and a maximum loan amount of 200 millon.
Diaspora Plan
Only for Diaspora Nigerians. Buy a home back home; earn from it.
Why Giddaa
Reasons why you should embark on your home ownership journey with us.
5 Payment Options to Choose From
At Giddaa, we make buying your home easy with multiple flexible payment options. Choose from tailored payment plans, traditional mortgages, or make an outright purchase to fit your budget and lifestyle.
Who We Serve
We serve Nigerians of different religions, and income classes around the world
Nigerians In the Diaspora
We’re dedicated to helping diasporans avoid scams and price discrimination by offering transparent, secure services. Our trusted processes ensure fair pricing and protection, giving you peace of mind as you navigate your property purchase from abroad.
Why Should You Trust Us?
We are Trusted By Top Brands and Executives at Companies You Know and Trust
“ Giddaa helps customers find genuine developers; properties that are real “
Hallelujah Dappa Wilcox
Executive Secretary, Residencia Moderno
“ When Giddaa is involved, whoever is behind the curtain as a developer has been vetted and is reliable “
Abdulkadir B. Abdulkadir
General Manager, Bilaad Realty
“ We want to know people can get value for their money back home (In Nigeria) through a seamless process “
Arch. David Ochigbo
CEO, Arch-Sterix Nigeria Limited
“ Together we can create transparency in the market, especially for the diaspora market. “
Abdulmalik Mahdi
CEO, Modern Shelter
“ Nigerians can now own a home back home. “
Oje Anetor
Director Business Dev and Technology, Kairos Hof
“ Property due diligence is particularly important for diaspora client “
Valentine Chukwudi
Partner, Blue Frontiers Legal Consult
“ Giddaa is helping us show clients in Nigeria and the diaspora our level of achievement “
Tosin Abiodun
General Manager, Fhemfel Homes
“ Giddaa helps customers find genuine developers; properties that are real “
Hallelujah Dappa Wilcox
Executive Secretary, Residencia Moderno
“ When Giddaa is involved, whoever is behind the curtain as a developer has been vetted and is reliable “
Abdulkadir B. Abdulkadir
General Manager, Bilaad Realty
“ We want to know people can get value for their money back home (In Nigeria) through a seamless process “
Arch. David Ochigbo
CEO, Arch-Sterix Nigeria Limited
“ Together we can create transparency in the market, especially for the diaspora market. “
Abdulmalik Mahdi
CEO, Modern Shelter
“ Nigerians can now own a home back home. “
Oje Anetor
Director Business Dev and Technology, Kairos Hof
“ Property due diligence is particularly important for diaspora client “
Valentine Chukwudi
Partner, Blue Frontiers Legal Consult
“ Giddaa is helping us show clients in Nigeria and the diaspora our level of achievement “
Tosin Abiodun
General Manager, Fhemfel Homes
Frequently Asked Questions
Have questions? Hopefully, this provides answers to your questions.
Ready To Become a Homeowner?
Do you want to have your next family dinner in your own home? Get started by creating an account and applying for one of the houses you can afford on Giddaa and say goodbye to ever increasing rental prices.
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