Month 1
October 3rd, 2026
- Principal payment
- Interest payment
- Monthly repayment
- Remaining balance
Purchase option for 2 Bedroom Condominium 2 Bedroom Apartment in Gudu, Abuja
Important details about the 10 - 12 Months
Repayment Schedule for the payment of 10 - 12 Months
October 3rd, 2026
November 3rd, 2026
December 3rd, 2026
January 3rd, 2027
February 3rd, 2027
March 3rd, 2027
April 3rd, 2027
May 3rd, 2027
June 3rd, 2027
July 3rd, 2027
August 3rd, 2027
September 3rd, 2027
| S/N | Month | Monthly Principal Payment | Monthly Interest Payment | Monthly Repayment | Remaining Balance |
|---|---|---|---|---|---|
| 1 | October 3rd, 2026 | ₦5,000,000 | ₦0 | ₦5,000,000 | ₦55,000,000 |
| 2 | November 3rd, 2026 | ₦5,000,000 | ₦0 | ₦5,000,000 | ₦50,000,000 |
| 3 | December 3rd, 2026 | ₦5,000,000 | ₦0 | ₦5,000,000 | ₦45,000,000 |
| 4 | January 3rd, 2027 | ₦5,000,000 | ₦0 | ₦5,000,000 | ₦40,000,000 |
| 5 | February 3rd, 2027 | ₦5,000,000 | ₦0 | ₦5,000,000 | ₦35,000,000 |
| 6 | March 3rd, 2027 | ₦5,000,000 | ₦0 | ₦5,000,000 | ₦30,000,000 |
| 7 | April 3rd, 2027 | ₦5,000,000 | ₦0 | ₦5,000,000 | ₦25,000,000 |
| 8 | May 3rd, 2027 | ₦5,000,000 | ₦0 | ₦5,000,000 | ₦20,000,000 |
| 9 | June 3rd, 2027 | ₦5,000,000 | ₦0 | ₦5,000,000 | ₦15,000,000 |
| 10 | July 3rd, 2027 | ₦5,000,000 | ₦0 | ₦5,000,000 | ₦10,000,000 |
| 11 | August 3rd, 2027 | ₦5,000,000 | ₦0 | ₦5,000,000 | ₦5,000,000 |
| 12 | September 3rd, 2027 | ₦5,000,000 | ₦0 | ₦5,000,000 | ₦0 |
These are the different levels of finishing which the 2 Bedroom Condominium can be purchased using the 10 - 12 Months and the various prices on each finishing level.
How the 10 - 12 Months works on Giddaa
Step 1
Choose a house available on the Giddaa platform under the Developer Payment Plan, inspect it, and if you like the house, you will be given an offer letter.
Performed by You with support from Giddaa
Step 2
Review the offer letter, conduct due diligence (optional, but advised), and submit your application with any necessary documents (if requested) to Giddaa. We will then send your application to the developer.
Performed by You with support from Giddaa
Step 3
Review and sign the sales agreement, pay your equity, and follow the structured payment plan through the Giddaa platform. You will get a full payment schedule, reminders, payment history, receipts, and a wallet to manage your payments.
Performed by You with support from Giddaa
Step 4
Once all payments are completed and the house is fully built, you receive your keys and move into your home.
Performed by You
Policies for the purchase of 10 - 12 Months
where the client is in default of payment the property can be put on sale at a reviewed price and the client may be given the right of first refusal. where the client refuses to exercise his right of first refusal and the property is sold to a third party, a refund less 15% administrative charges shall be given to the client.
The seller provides a grace period of 5 daysbefore charging a default fee of ₦0. The default amount will be added to the monthly payments for that month.
Your affordability for the 10 - 12 Months
We’ll compare this plan’s monthly payment with your income details and show you a clear estimate.
The documents you need to submit when applying for 10 - 12 Months
This plan does not require any documents.
The kinds of people that can apply for 10 - 12 Months