12 Months Payment Plan

Purchase option for 2 bedroom Semi-detached bungalow 2 Bedroom Bungalow in Ibadan North, Oyo

Please note: although this property is listed, the seller’s authority to transfer title is unconfirmed. Verification occurs when buyers indicate purchase interest, ensuring protection of their interests.

Details

Important details about the 12 Months Payment Plan

Finishing Levels: 1
Monthly Payment: ₦5,316,410
Minimum Down Payment: 14.71%
Payment Period: 1 year
Closing Costs: Legal, Insurance, Professional Fees.
Joint applications and co-owners allowed?: Yes

Repayment Schedule

Repayment Schedule for the payment of 12 Months Payment Plan

Total Interest: ₦0
Total Principal: ₦63.80M
Total Payable (total principal payment + total interest payment): ₦63.80M
Monthly Payment: ₦5.32M
Payment Period: 1 year12 months

Month 1

September 21st, 2026

Principal payment: ₦5,316,410
Interest payment: ₦0
Monthly repayment: ₦5,316,410
Remaining balance: ₦58,480,510

Month 2

October 21st, 2026

Principal payment: ₦5,316,410
Interest payment: ₦0
Monthly repayment: ₦5,316,410
Remaining balance: ₦53,164,100

Month 3

November 21st, 2026

Principal payment: ₦5,316,410
Interest payment: ₦0
Monthly repayment: ₦5,316,410
Remaining balance: ₦47,847,690

Month 4

December 21st, 2026

Principal payment: ₦5,316,410
Interest payment: ₦0
Monthly repayment: ₦5,316,410
Remaining balance: ₦42,531,280

Month 5

January 21st, 2027

Principal payment: ₦5,316,410
Interest payment: ₦0
Monthly repayment: ₦5,316,410
Remaining balance: ₦37,214,870

Month 6

February 21st, 2027

Principal payment: ₦5,316,410
Interest payment: ₦0
Monthly repayment: ₦5,316,410
Remaining balance: ₦31,898,460

Month 7

March 21st, 2027

Principal payment: ₦5,316,410
Interest payment: ₦0
Monthly repayment: ₦5,316,410
Remaining balance: ₦26,582,050

Month 8

April 21st, 2027

Principal payment: ₦5,316,410
Interest payment: ₦0
Monthly repayment: ₦5,316,410
Remaining balance: ₦21,265,640

Month 9

May 21st, 2027

Principal payment: ₦5,316,410
Interest payment: ₦0
Monthly repayment: ₦5,316,410
Remaining balance: ₦15,949,230

Month 10

June 21st, 2027

Principal payment: ₦5,316,410
Interest payment: ₦0
Monthly repayment: ₦5,316,410
Remaining balance: ₦10,632,820

Month 11

July 21st, 2027

Principal payment: ₦5,316,410
Interest payment: ₦0
Monthly repayment: ₦5,316,410
Remaining balance: ₦5,316,410

Month 12

August 21st, 2027

Principal payment: ₦5,316,410
Interest payment: ₦0
Monthly repayment: ₦5,316,410
Remaining balance: ₦0

S/N	Month	Monthly Principal Payment	Monthly Interest Payment	Monthly Repayment	Remaining Balance
1	September 21st, 2026	₦5,316,410	₦0	₦5,316,410	₦58,480,510
2	October 21st, 2026	₦5,316,410	₦0	₦5,316,410	₦53,164,100
3	November 21st, 2026	₦5,316,410	₦0	₦5,316,410	₦47,847,690
4	December 21st, 2026	₦5,316,410	₦0	₦5,316,410	₦42,531,280
5	January 21st, 2027	₦5,316,410	₦0	₦5,316,410	₦37,214,870
6	February 21st, 2027	₦5,316,410	₦0	₦5,316,410	₦31,898,460
7	March 21st, 2027	₦5,316,410	₦0	₦5,316,410	₦26,582,050
8	April 21st, 2027	₦5,316,410	₦0	₦5,316,410	₦21,265,640
9	May 21st, 2027	₦5,316,410	₦0	₦5,316,410	₦15,949,230
10	June 21st, 2027	₦5,316,410	₦0	₦5,316,410	₦10,632,820
11	July 21st, 2027	₦5,316,410	₦0	₦5,316,410	₦5,316,410
12	August 21st, 2027	₦5,316,410	₦0	₦5,316,410	₦0

Finishing Levels

These are the different levels of finishing which the 2 bedroom Semi-detached bungalow can be purchased using the 12 Months Payment Plan and the various prices on each finishing level.

Fully Completed (Not Furnished)

A fully finished house is a move-in-ready property where both the exterior and interior are completely done. The outside is fully painted with all doors, windows, and roofing in place. Inside, the walls are painted, ceilings are finished, floors are tiled, and all electrical sockets, light fixtures, and switches are installed. The bathrooms come with toilets, sinks, showers or bathtubs. It’s perfect for buyers who want a home that’s ready to live in without any extra work or finishing costs.

Price: ₦74,800,000
Minimum Initial Deposit: 14.71% (₦11,003,080)
Monthly Payment: ₦5,316,410
Payment Period: 1 year

How it works

How the 12 Months Payment Plan works on Giddaa

Step 1
Find Home
Choose a house available on the Giddaa platform under the Developer Payment Plan, inspect it, and if you like the house, you will be given an offer letter.
Performed by You with support from Giddaa
Step 2
Get Offer Letter
Review the offer letter, conduct due diligence (optional, but advised), and submit your application with any necessary documents (if requested) to Giddaa. We will then send your application to the developer.
Performed by You with support from Giddaa
Step 3
Make Payments
Review and sign the sales agreement, pay your equity, and follow the structured payment plan through the Giddaa platform. You will get a full payment schedule, reminders, payment history, receipts, and a wallet to manage your payments.
Performed by You with support from Giddaa
Step 4
Get Keys, Move In
Once all payments are completed and the house is fully built, you receive your keys and move into your home.
Performed by You

Your Affordability

Your affordability for the 12 Months Payment Plan

Log in to check your affordability

We’ll compare this plan’s monthly payment with your income details and show you a clear estimate.

Application Documents

The documents you need to submit when applying for 12 Months Payment Plan

No documents found

This plan does not require any documents.

Buy the 2 Bed Bungalow in Ibadan North Oyo with the 12 Months Payment Plan. | Giddaa

12 Months Payment Plan

Purchase option for 2 bedroom Semi-detached bungalow 2 Bedroom Bungalow in Ibadan North, Oyo

Details

Important details about the 12 Months Payment Plan

Finishing Levels: 1
Monthly Payment: ₦5,316,410
Minimum Down Payment: 14.71%
Payment Period: 1 year
Closing Costs: Legal, Insurance, Professional Fees.
Joint applications and co-owners allowed?: Yes

Repayment Schedule

Repayment Schedule for the payment of 12 Months Payment Plan

Total Interest: ₦0
Total Principal: ₦63.80M
Total Payable (total principal payment + total interest payment): ₦63.80M
Monthly Payment: ₦5.32M
Payment Period: 1 year12 months

Month 1

September 21st, 2026

Principal payment: ₦5,316,410
Interest payment: ₦0
Monthly repayment: ₦5,316,410
Remaining balance: ₦58,480,510

Month 2

October 21st, 2026

Principal payment: ₦5,316,410
Interest payment: ₦0
Monthly repayment: ₦5,316,410
Remaining balance: ₦53,164,100

Month 3

November 21st, 2026

Principal payment: ₦5,316,410
Interest payment: ₦0
Monthly repayment: ₦5,316,410
Remaining balance: ₦47,847,690

Month 4

December 21st, 2026

Principal payment: ₦5,316,410
Interest payment: ₦0
Monthly repayment: ₦5,316,410
Remaining balance: ₦42,531,280

Month 5

January 21st, 2027

Principal payment: ₦5,316,410
Interest payment: ₦0
Monthly repayment: ₦5,316,410
Remaining balance: ₦37,214,870

Month 6

February 21st, 2027

Principal payment: ₦5,316,410
Interest payment: ₦0
Monthly repayment: ₦5,316,410
Remaining balance: ₦31,898,460

Month 7

March 21st, 2027

Principal payment: ₦5,316,410
Interest payment: ₦0
Monthly repayment: ₦5,316,410
Remaining balance: ₦26,582,050

Month 8

April 21st, 2027

Principal payment: ₦5,316,410
Interest payment: ₦0
Monthly repayment: ₦5,316,410
Remaining balance: ₦21,265,640

Month 9

May 21st, 2027

Principal payment: ₦5,316,410
Interest payment: ₦0
Monthly repayment: ₦5,316,410
Remaining balance: ₦15,949,230

Month 10

June 21st, 2027

Principal payment: ₦5,316,410
Interest payment: ₦0
Monthly repayment: ₦5,316,410
Remaining balance: ₦10,632,820

Month 11

July 21st, 2027

Principal payment: ₦5,316,410
Interest payment: ₦0
Monthly repayment: ₦5,316,410
Remaining balance: ₦5,316,410

Month 12

August 21st, 2027

Principal payment: ₦5,316,410
Interest payment: ₦0
Monthly repayment: ₦5,316,410
Remaining balance: ₦0

S/N	Month	Monthly Principal Payment	Monthly Interest Payment	Monthly Repayment	Remaining Balance
1	September 21st, 2026	₦5,316,410	₦0	₦5,316,410	₦58,480,510
2	October 21st, 2026	₦5,316,410	₦0	₦5,316,410	₦53,164,100
3	November 21st, 2026	₦5,316,410	₦0	₦5,316,410	₦47,847,690
4	December 21st, 2026	₦5,316,410	₦0	₦5,316,410	₦42,531,280
5	January 21st, 2027	₦5,316,410	₦0	₦5,316,410	₦37,214,870
6	February 21st, 2027	₦5,316,410	₦0	₦5,316,410	₦31,898,460
7	March 21st, 2027	₦5,316,410	₦0	₦5,316,410	₦26,582,050
8	April 21st, 2027	₦5,316,410	₦0	₦5,316,410	₦21,265,640
9	May 21st, 2027	₦5,316,410	₦0	₦5,316,410	₦15,949,230
10	June 21st, 2027	₦5,316,410	₦0	₦5,316,410	₦10,632,820
11	July 21st, 2027	₦5,316,410	₦0	₦5,316,410	₦5,316,410
12	August 21st, 2027	₦5,316,410	₦0	₦5,316,410	₦0

Finishing Levels

These are the different levels of finishing which the 2 bedroom Semi-detached bungalow can be purchased using the 12 Months Payment Plan and the various prices on each finishing level.

Fully Completed (Not Furnished)

Price: ₦74,800,000
Minimum Initial Deposit: 14.71% (₦11,003,080)
Monthly Payment: ₦5,316,410
Payment Period: 1 year

How it works

How the 12 Months Payment Plan works on Giddaa

Step 1
Find Home
Choose a house available on the Giddaa platform under the Developer Payment Plan, inspect it, and if you like the house, you will be given an offer letter.
Performed by You with support from Giddaa
Step 2
Get Offer Letter
Review the offer letter, conduct due diligence (optional, but advised), and submit your application with any necessary documents (if requested) to Giddaa. We will then send your application to the developer.
Performed by You with support from Giddaa
Step 3
Make Payments
Review and sign the sales agreement, pay your equity, and follow the structured payment plan through the Giddaa platform. You will get a full payment schedule, reminders, payment history, receipts, and a wallet to manage your payments.
Performed by You with support from Giddaa
Step 4
Get Keys, Move In
Once all payments are completed and the house is fully built, you receive your keys and move into your home.
Performed by You

Your Affordability

Your affordability for the 12 Months Payment Plan

Log in to check your affordability

We’ll compare this plan’s monthly payment with your income details and show you a clear estimate.

Application Documents

The documents you need to submit when applying for 12 Months Payment Plan

No documents found

This plan does not require any documents.

Details

Repayment Schedule

Month 1

Month 2

Month 3

Month 4

Month 5

Month 6

Month 7

Month 8

Month 9

Month 10

Month 11

Month 12

Finishing Levels

Fully Completed (Not Furnished)

How it works

Find Home

Get Offer Letter

Make Payments

Get Keys, Move In

Your Affordability

Log in to check your affordability

Application Documents

Details

Repayment Schedule

Month 1

Month 2

Month 3

Month 4

Month 5

Month 6

Month 7

Month 8

Month 9

Month 10

Month 11

Month 12

Finishing Levels

Fully Completed (Not Furnished)

How it works

Find Home

Get Offer Letter

Make Payments

Get Keys, Move In

Your Affordability

Log in to check your affordability

Application Documents