Month 1
September 21st, 2026
- Principal payment
- Interest payment
- Monthly repayment
- Remaining balance
Purchase option for 2 bedroom Terrace Duplex +BQ 2 Bedroom Terrace Duplex in Idera, Lagos
Important details about the 12 Months Payment Plan
Repayment Schedule for the payment of 12 Months Payment Plan
September 21st, 2026
October 21st, 2026
November 21st, 2026
December 21st, 2026
January 21st, 2027
February 21st, 2027
March 21st, 2027
April 21st, 2027
May 21st, 2027
June 21st, 2027
July 21st, 2027
August 21st, 2027
| S/N | Month | Monthly Principal Payment | Monthly Interest Payment | Monthly Repayment | Remaining Balance |
|---|---|---|---|---|---|
| 1 | September 21st, 2026 | ₦5,635,000 | ₦0 | ₦5,635,000 | ₦61,985,000 |
| 2 | October 21st, 2026 | ₦5,635,000 | ₦0 | ₦5,635,000 | ₦56,350,000 |
| 3 | November 21st, 2026 | ₦5,635,000 | ₦0 | ₦5,635,000 | ₦50,715,000 |
| 4 | December 21st, 2026 | ₦5,635,000 | ₦0 | ₦5,635,000 | ₦45,080,000 |
| 5 | January 21st, 2027 | ₦5,635,000 | ₦0 | ₦5,635,000 | ₦39,445,000 |
| 6 | February 21st, 2027 | ₦5,635,000 | ₦0 | ₦5,635,000 | ₦33,810,000 |
| 7 | March 21st, 2027 | ₦5,635,000 | ₦0 | ₦5,635,000 | ₦28,175,000 |
| 8 | April 21st, 2027 | ₦5,635,000 | ₦0 | ₦5,635,000 | ₦22,540,000 |
| 9 | May 21st, 2027 | ₦5,635,000 | ₦0 | ₦5,635,000 | ₦16,905,000 |
| 10 | June 21st, 2027 | ₦5,635,000 | ₦0 | ₦5,635,000 | ₦11,270,000 |
| 11 | July 21st, 2027 | ₦5,635,000 | ₦0 | ₦5,635,000 | ₦5,635,000 |
| 12 | August 21st, 2027 | ₦5,635,000 | ₦0 | ₦5,635,000 | ₦0 |
These are the different levels of finishing which the 2 bedroom Terrace Duplex +BQ can be purchased using the 12 Months Payment Plan and the various prices on each finishing level.
How the 12 Months Payment Plan works on Giddaa
Step 1
Choose a house available on the Giddaa platform under the Developer Payment Plan, inspect it, and if you like the house, you will be given an offer letter.
Performed by You with support from Giddaa
Step 2
Review the offer letter, conduct due diligence (optional, but advised), and submit your application with any necessary documents (if requested) to Giddaa. We will then send your application to the developer.
Performed by You with support from Giddaa
Step 3
Review and sign the sales agreement, pay your equity, and follow the structured payment plan through the Giddaa platform. You will get a full payment schedule, reminders, payment history, receipts, and a wallet to manage your payments.
Performed by You with support from Giddaa
Step 4
Once all payments are completed and the house is fully built, you receive your keys and move into your home.
Performed by You
Your affordability for the 12 Months Payment Plan
We’ll compare this plan’s monthly payment with your income details and show you a clear estimate.
The documents you need to submit when applying for 12 Months Payment Plan
This plan does not require any documents.