Month 1
November 10th, 2026
- Principal payment
- Interest payment
- Monthly repayment
- Remaining balance
Purchase option for 2 bedroom Terrace Duplex +BQ 2 Bedroom Terrace Duplex in Idera, Lagos
Important details about the Payment Plan
Repayment Schedule for the payment of Payment Plan
November 10th, 2026
December 10th, 2026
January 10th, 2027
February 10th, 2027
March 10th, 2027
April 10th, 2027
May 10th, 2027
June 10th, 2027
July 10th, 2027
August 10th, 2027
September 10th, 2027
October 10th, 2027
| S/N | Month | Monthly Principal Payment | Monthly Interest Payment | Monthly Repayment | Remaining Balance |
|---|---|---|---|---|---|
| 1 | November 10th, 2026 | ₦5,635,000 | ₦0 | ₦5,635,000 | ₦61,985,000 |
| 2 | December 10th, 2026 | ₦5,635,000 | ₦0 | ₦5,635,000 | ₦56,350,000 |
| 3 | January 10th, 2027 | ₦5,635,000 | ₦0 | ₦5,635,000 | ₦50,715,000 |
| 4 | February 10th, 2027 | ₦5,635,000 | ₦0 | ₦5,635,000 | ₦45,080,000 |
| 5 | March 10th, 2027 | ₦5,635,000 | ₦0 | ₦5,635,000 | ₦39,445,000 |
| 6 | April 10th, 2027 | ₦5,635,000 | ₦0 | ₦5,635,000 | ₦33,810,000 |
| 7 | May 10th, 2027 | ₦5,635,000 | ₦0 | ₦5,635,000 | ₦28,175,000 |
| 8 | June 10th, 2027 | ₦5,635,000 | ₦0 | ₦5,635,000 | ₦22,540,000 |
| 9 | July 10th, 2027 | ₦5,635,000 | ₦0 | ₦5,635,000 | ₦16,905,000 |
| 10 | August 10th, 2027 | ₦5,635,000 | ₦0 | ₦5,635,000 | ₦11,270,000 |
| 11 | September 10th, 2027 | ₦5,635,000 | ₦0 | ₦5,635,000 | ₦5,635,000 |
| 12 | October 10th, 2027 | ₦5,635,000 | ₦0 | ₦5,635,000 | ₦0 |
These are the different levels of finishing which the 2 bedroom Terrace Duplex +BQ can be purchased using the Payment Plan and the various prices on each finishing level.
How the Payment Plan works on Giddaa
Step 1
Choose a house available on the Giddaa platform under the Developer Payment Plan, inspect it, and if you like the house, you will be given an offer letter.
Performed by You with support from Giddaa
Step 2
Review the offer letter, conduct due diligence (optional, but advised), and submit your application with any necessary documents (if requested) to Giddaa. We will then send your application to the developer.
Performed by You with support from Giddaa
Step 3
Review and sign the sales agreement, pay your equity, and follow the structured payment plan through the Giddaa platform. You will get a full payment schedule, reminders, payment history, receipts, and a wallet to manage your payments.
Performed by You with support from Giddaa
Step 4
Once all payments are completed and the house is fully built, you receive your keys and move into your home.
Performed by You
Your affordability for the Payment Plan
We’ll compare this plan’s monthly payment with your income details and show you a clear estimate.
The documents you need to submit when applying for Payment Plan
This plan does not require any documents.