Month 1
November 7th, 2026
- Principal payment
- Interest payment
- Monthly repayment
- Remaining balance
Purchase option for 3 Bedroom Apartment 3 Bedroom Apartment in Apo, Abuja
Important details about the National Housing Fund (NHF)
Repayment Schedule for the payment of National Housing Fund (NHF)
November 7th, 2026
December 7th, 2026
January 7th, 2027
February 7th, 2027
March 7th, 2027
April 7th, 2027
May 7th, 2027
June 7th, 2027
July 7th, 2027
August 7th, 2027
September 7th, 2027
October 7th, 2027
| S/N | Month | Monthly Principal Payment | Monthly Interest Payment | Monthly Repayment | Remaining Balance |
|---|---|---|---|---|---|
| 1 | November 7th, 2026 | ₦0 | ₦210,000 | ₦210,000 | ₦42,000,000 |
| 2 | December 7th, 2026 | ₦0 | ₦210,000 | ₦210,000 | ₦42,000,000 |
| 3 | January 7th, 2027 | ₦0 | ₦210,000 | ₦210,000 | ₦42,000,000 |
| 4 | February 7th, 2027 | ₦0 | ₦210,000 | ₦210,000 | ₦42,000,000 |
| 5 | March 7th, 2027 | ₦0 | ₦210,000 | ₦210,000 | ₦42,000,000 |
| 6 | April 7th, 2027 | ₦0 | ₦210,000 | ₦210,000 | ₦42,000,000 |
| 7 | May 7th, 2027 | ₦0 | ₦210,000 | ₦210,000 | ₦42,000,000 |
| 8 | June 7th, 2027 | ₦0 | ₦210,000 | ₦210,000 | ₦42,000,000 |
| 9 | July 7th, 2027 | ₦0 | ₦210,000 | ₦210,000 | ₦42,000,000 |
| 10 | August 7th, 2027 | ₦0 | ₦210,000 | ₦210,000 | ₦42,000,000 |
| 11 | September 7th, 2027 | ₦0 | ₦210,000 | ₦210,000 | ₦42,000,000 |
| 12 | October 7th, 2027 | ₦0 | ₦210,000 | ₦210,000 | ₦42,000,000 |
| 13 | November 7th, 2027 | ₦0 | ₦210,000 | ₦210,000 | ₦42,000,000 |
| 14 | December 7th, 2027 | ₦0 | ₦210,000 | ₦210,000 | ₦42,000,000 |
| 15 | January 7th, 2028 | ₦0 | ₦210,000 | ₦210,000 | ₦42,000,000 |
| 16 | February 7th, 2028 | ₦0 | ₦210,000 | ₦210,000 | ₦42,000,000 |
| 17 | March 7th, 2028 | ₦0 | ₦210,000 | ₦210,000 | ₦42,000,000 |
| 18 | April 7th, 2028 | ₦0 | ₦210,000 | ₦210,000 | ₦42,000,000 |
| 19 | May 7th, 2028 | ₦0 | ₦210,000 | ₦210,000 | ₦42,000,000 |
| 20 | June 7th, 2028 | ₦0 | ₦210,000 | ₦210,000 | ₦42,000,000 |
| 21 | July 7th, 2028 | ₦0 | ₦210,000 | ₦210,000 | ₦42,000,000 |
| 22 | August 7th, 2028 | ₦0 | ₦210,000 | ₦210,000 | ₦42,000,000 |
| 23 | September 7th, 2028 | ₦0 | ₦210,000 | ₦210,000 | ₦42,000,000 |
| 24 | October 7th, 2028 | ₦0 | ₦210,000 | ₦210,000 | ₦42,000,000 |
These are the different levels of finishing which the 3 Bedroom Apartment can be purchased using the National Housing Fund (NHF) and the various prices on each finishing level.
How the National Housing Fund (NHF) works on Giddaa
Step 1
Register as an NHF contributor and make monthly contributions through the FMBN Internet Banking portal.
Performed by You
Step 2
After 6 months of contributions (for new contributors), choose a home available on Giddaa under the NHF plan, inspect it, and apply by submitting your documents for prequalification.
Performed by You with support from Giddaa
Step 3
If you pass prequalification, a Primary Mortgage Bank (PMB) will open your account, batch your application, and submit it to FMBN for approval.
Performed by Primary Mortgage Bank (PMB)
Step 4
Once approved, FMBN disburses funds to the PMB which then disburses to the developer, you get your keys, move in, and start repaying monthly through Giddaa with full tracking and reminders.
Performed by You
Your affordability for the National Housing Fund (NHF)
We’ll compare this plan’s monthly payment with your income details and show you a clear estimate.
The documents you need to submit when applying for National Housing Fund (NHF)
This plan does not require any documents.