Month 1
October 14th, 2026
- Principal payment
- Interest payment
- Monthly repayment
- Remaining balance
Purchase option for 3 Bedroom Flat 3 Bedroom Flat in Kuje, Abuja
Important details about the National Housing Fund (NHF) Plan
Repayment Schedule for the payment of National Housing Fund (NHF) Plan
October 14th, 2026
November 14th, 2026
December 14th, 2026
January 14th, 2027
February 14th, 2027
March 14th, 2027
April 14th, 2027
May 14th, 2027
June 14th, 2027
July 14th, 2027
August 14th, 2027
September 14th, 2027
| S/N | Month | Monthly Principal Payment | Monthly Interest Payment | Monthly Repayment | Remaining Balance |
|---|---|---|---|---|---|
| 1 | October 14th, 2026 | ₦0 | ₦161,000 | ₦161,000 | ₦32,200,000 |
| 2 | November 14th, 2026 | ₦0 | ₦161,000 | ₦161,000 | ₦32,200,000 |
| 3 | December 14th, 2026 | ₦0 | ₦161,000 | ₦161,000 | ₦32,200,000 |
| 4 | January 14th, 2027 | ₦0 | ₦161,000 | ₦161,000 | ₦32,200,000 |
| 5 | February 14th, 2027 | ₦0 | ₦161,000 | ₦161,000 | ₦32,200,000 |
| 6 | March 14th, 2027 | ₦0 | ₦161,000 | ₦161,000 | ₦32,200,000 |
| 7 | April 14th, 2027 | ₦0 | ₦161,000 | ₦161,000 | ₦32,200,000 |
| 8 | May 14th, 2027 | ₦0 | ₦161,000 | ₦161,000 | ₦32,200,000 |
| 9 | June 14th, 2027 | ₦0 | ₦161,000 | ₦161,000 | ₦32,200,000 |
| 10 | July 14th, 2027 | ₦0 | ₦161,000 | ₦161,000 | ₦32,200,000 |
| 11 | August 14th, 2027 | ₦0 | ₦161,000 | ₦161,000 | ₦32,200,000 |
| 12 | September 14th, 2027 | ₦0 | ₦161,000 | ₦161,000 | ₦32,200,000 |
| 13 | October 14th, 2027 | ₦0 | ₦161,000 | ₦161,000 | ₦32,200,000 |
| 14 | November 14th, 2027 | ₦0 | ₦161,000 | ₦161,000 | ₦32,200,000 |
| 15 | December 14th, 2027 | ₦0 | ₦161,000 | ₦161,000 | ₦32,200,000 |
| 16 | January 14th, 2028 | ₦0 | ₦161,000 | ₦161,000 | ₦32,200,000 |
| 17 | February 14th, 2028 | ₦0 | ₦161,000 | ₦161,000 | ₦32,200,000 |
| 18 | March 14th, 2028 | ₦0 | ₦161,000 | ₦161,000 | ₦32,200,000 |
| 19 | April 14th, 2028 | ₦0 | ₦161,000 | ₦161,000 | ₦32,200,000 |
| 20 | May 14th, 2028 | ₦0 | ₦161,000 | ₦161,000 | ₦32,200,000 |
| 21 | June 14th, 2028 | ₦0 | ₦161,000 | ₦161,000 | ₦32,200,000 |
| 22 | July 14th, 2028 | ₦0 | ₦161,000 | ₦161,000 | ₦32,200,000 |
| 23 | August 14th, 2028 | ₦0 | ₦161,000 | ₦161,000 | ₦32,200,000 |
| 24 | September 14th, 2028 | ₦0 | ₦161,000 | ₦161,000 | ₦32,200,000 |
These are the different levels of finishing which the 3 Bedroom Flat can be purchased using the National Housing Fund (NHF) Plan and the various prices on each finishing level.
How the National Housing Fund (NHF) Plan works on Giddaa
Step 1
Register as an NHF contributor and make monthly contributions through the FMBN Internet Banking portal.
Performed by You
Step 2
After 6 months of contributions (for new contributors), choose a home available on Giddaa under the NHF plan, inspect it, and apply by submitting your documents for prequalification.
Performed by You with support from Giddaa
Step 3
If you pass prequalification, a Primary Mortgage Bank (PMB) will open your account, batch your application, and submit it to FMBN for approval.
Performed by Primary Mortgage Bank (PMB)
Step 4
Once approved, FMBN disburses funds to the PMB which then disburses to the developer, you get your keys, move in, and start repaying monthly through Giddaa with full tracking and reminders.
Performed by You
Your affordability for the National Housing Fund (NHF) Plan
We’ll compare this plan’s monthly payment with your income details and show you a clear estimate.
The documents you need to submit when applying for National Housing Fund (NHF) Plan
Recent bank statements for the last six months to demonstrate financial stability and capacity to repay the loan with bank stamp.