MOFI Real Estate Investment Fund (MREIF) Plan

Purchase option for 3-Bedroom Semi-Detached Duplex (Rear Golf View) 3 Bedroom Semi Detached Duplex in Greater Port Harcourt , Rivers

Please note: although this property is listed, the seller’s authority to transfer title is unconfirmed. Verification occurs when buyers indicate purchase interest, ensuring protection of their interests.

Details

Important details about the MOFI Real Estate Investment Fund (MREIF) Plan

Interest Rate: 9.75% per annum
Finishing Levels: 1
Monthly Payment: ₦988,833.65
Minimum Down Payment: 13.67%
Payment Period: 20 years
Maximum Loan Amount: ₦100,000,000
Closing Costs: Legal, Insurance, Professional Fees.
Joint applications and co-owners allowed?: Yes

Repayment Schedule

Repayment Schedule for the payment of MOFI Real Estate Investment Fund (MREIF) Plan

Total Interest: ₦97.91M
Total Principal: ₦100M
Total Payable (total principal payment + total interest payment): ₦197.91M
Payment Period: 20 years240 months

Month 1

November 7th, 2026

Principal payment: ₦416,666.67
Interest payment: ₦812,500
Monthly repayment: ₦1,229,166.67
Remaining balance: ₦99,583,333.33

Month 2

December 7th, 2026

Principal payment: ₦416,666.67
Interest payment: ₦809,114.58
Monthly repayment: ₦1,225,781.25
Remaining balance: ₦99,166,666.67

Month 3

January 7th, 2027

Principal payment: ₦416,666.67
Interest payment: ₦805,729.17
Monthly repayment: ₦1,222,395.83
Remaining balance: ₦98,750,000

Month 4

February 7th, 2027

Principal payment: ₦416,666.67
Interest payment: ₦802,343.75
Monthly repayment: ₦1,219,010.42
Remaining balance: ₦98,333,333.33

Month 5

March 7th, 2027

Principal payment: ₦416,666.67
Interest payment: ₦798,958.33
Monthly repayment: ₦1,215,625
Remaining balance: ₦97,916,666.67

Month 6

April 7th, 2027

Principal payment: ₦416,666.67
Interest payment: ₦795,572.92
Monthly repayment: ₦1,212,239.58
Remaining balance: ₦97,500,000

Month 7

May 7th, 2027

Principal payment: ₦416,666.67
Interest payment: ₦792,187.50
Monthly repayment: ₦1,208,854.17
Remaining balance: ₦97,083,333.33

Month 8

June 7th, 2027

Principal payment: ₦416,666.67
Interest payment: ₦788,802.08
Monthly repayment: ₦1,205,468.75
Remaining balance: ₦96,666,666.67

Month 9

July 7th, 2027

Principal payment: ₦416,666.67
Interest payment: ₦785,416.67
Monthly repayment: ₦1,202,083.33
Remaining balance: ₦96,250,000

Month 10

August 7th, 2027

Principal payment: ₦416,666.67
Interest payment: ₦782,031.25
Monthly repayment: ₦1,198,697.92
Remaining balance: ₦95,833,333.33

Month 11

September 7th, 2027

Principal payment: ₦416,666.67
Interest payment: ₦778,645.83
Monthly repayment: ₦1,195,312.50
Remaining balance: ₦95,416,666.67

Month 12

October 7th, 2027

Principal payment: ₦416,666.67
Interest payment: ₦775,260.42
Monthly repayment: ₦1,191,927.08
Remaining balance: ₦95,000,000

S/N	Month	Monthly Principal Payment	Monthly Interest Payment	Monthly Repayment	Remaining Balance
1	November 7th, 2026	₦416,666.67	₦812,500	₦1,229,166.67	₦99,583,333.33
2	December 7th, 2026	₦416,666.67	₦809,114.58	₦1,225,781.25	₦99,166,666.67
3	January 7th, 2027	₦416,666.67	₦805,729.17	₦1,222,395.83	₦98,750,000
4	February 7th, 2027	₦416,666.67	₦802,343.75	₦1,219,010.42	₦98,333,333.33
5	March 7th, 2027	₦416,666.67	₦798,958.33	₦1,215,625	₦97,916,666.67
6	April 7th, 2027	₦416,666.67	₦795,572.92	₦1,212,239.58	₦97,500,000
7	May 7th, 2027	₦416,666.67	₦792,187.50	₦1,208,854.17	₦97,083,333.33
8	June 7th, 2027	₦416,666.67	₦788,802.08	₦1,205,468.75	₦96,666,666.67
9	July 7th, 2027	₦416,666.67	₦785,416.67	₦1,202,083.33	₦96,250,000
10	August 7th, 2027	₦416,666.67	₦782,031.25	₦1,198,697.92	₦95,833,333.33
11	September 7th, 2027	₦416,666.67	₦778,645.83	₦1,195,312.50	₦95,416,666.67
12	October 7th, 2027	₦416,666.67	₦775,260.42	₦1,191,927.08	₦95,000,000
13	November 7th, 2027	₦416,666.67	₦771,875	₦1,188,541.67	₦94,583,333.33
14	December 7th, 2027	₦416,666.67	₦768,489.58	₦1,185,156.25	₦94,166,666.67
15	January 7th, 2028	₦416,666.67	₦765,104.17	₦1,181,770.83	₦93,750,000
16	February 7th, 2028	₦416,666.67	₦761,718.75	₦1,178,385.42	₦93,333,333.33
17	March 7th, 2028	₦416,666.67	₦758,333.33	₦1,175,000	₦92,916,666.67
18	April 7th, 2028	₦416,666.67	₦754,947.92	₦1,171,614.58	₦92,500,000
19	May 7th, 2028	₦416,666.67	₦751,562.50	₦1,168,229.17	₦92,083,333.33
20	June 7th, 2028	₦416,666.67	₦748,177.08	₦1,164,843.75	₦91,666,666.67
21	July 7th, 2028	₦416,666.67	₦744,791.67	₦1,161,458.33	₦91,250,000
22	August 7th, 2028	₦416,666.67	₦741,406.25	₦1,158,072.92	₦90,833,333.33
23	September 7th, 2028	₦416,666.67	₦738,020.83	₦1,154,687.50	₦90,416,666.67
24	October 7th, 2028	₦416,666.67	₦734,635.42	₦1,151,302.08	₦90,000,000

Finishing Levels

These are the different levels of finishing which the 3-Bedroom Semi-Detached Duplex (Rear Golf View) can be purchased using the MOFI Real Estate Investment Fund (MREIF) Plan and the various prices on each finishing level.

Fully Completed (Not Furnished)

A fully finished house is a move-in-ready property where both the exterior and interior are completely done. The outside is fully painted with all doors, windows, and roofing in place. Inside, the walls are painted, ceilings are finished, floors are tiled, and all electrical sockets, light fixtures, and switches are installed. The bathrooms come with toilets, sinks, showers or bathtubs. It’s perfect for buyers who want a home that’s ready to live in without any extra work or finishing costs.

Price: ₦115,833,900
Minimum Initial Deposit: 13.67% (₦15,833,900)
Monthly Payment: ₦988,833.65
Payment Period: 20 years

How it works

How the MOFI Real Estate Investment Fund (MREIF) Plan works on Giddaa

Step 1
Find Home
Choose a house available on the Giddaa platform under the MREIF plan that meets your needs.
Performed by You with support from Giddaa
Step 2
Submit Documents
Submit your documents to Giddaa for prequalification to confirm your eligibility for the MREIF loan.
Performed by You
Step 3
Loan Processing
If you pass prequalification, Giddaa forwards your application to a financial institution, which processes the loan and secures approval from the Ministry of Finance Incorporated (MOFI) before disbursing funds to the developer.
Performed by Giddaa
Step 4
Get Keys, Repay
You receive your keys, move in, and start repaying monthly through the Giddaa platform with full tracking, reminders, and a wallet for easy payments.
Performed by You

Your Affordability

Your affordability for the MOFI Real Estate Investment Fund (MREIF) Plan

Log in to check your affordability

We’ll compare this plan’s monthly payment with your income details and show you a clear estimate.

Application Documents

The documents you need to submit when applying for MOFI Real Estate Investment Fund (MREIF) Plan

No documents found

This plan does not require any documents.

Buy the 3 Bed Semi Detached Duplex in Greater Port Harcourt Rivers with the MOFI Real Estate Investment Fund (MREIF) Plan. | Giddaa

MOFI Real Estate Investment Fund (MREIF) Plan

Purchase option for 3-Bedroom Semi-Detached Duplex (Rear Golf View) 3 Bedroom Semi Detached Duplex in Greater Port Harcourt , Rivers

Details

Important details about the MOFI Real Estate Investment Fund (MREIF) Plan

Interest Rate: 9.75% per annum
Finishing Levels: 1
Monthly Payment: ₦988,833.65
Minimum Down Payment: 13.67%
Payment Period: 20 years
Maximum Loan Amount: ₦100,000,000
Closing Costs: Legal, Insurance, Professional Fees.
Joint applications and co-owners allowed?: Yes

Repayment Schedule

Repayment Schedule for the payment of MOFI Real Estate Investment Fund (MREIF) Plan

Total Interest: ₦97.91M
Total Principal: ₦100M
Total Payable (total principal payment + total interest payment): ₦197.91M
Payment Period: 20 years240 months

Month 1

November 7th, 2026

Principal payment: ₦416,666.67
Interest payment: ₦812,500
Monthly repayment: ₦1,229,166.67
Remaining balance: ₦99,583,333.33

Month 2

December 7th, 2026

Principal payment: ₦416,666.67
Interest payment: ₦809,114.58
Monthly repayment: ₦1,225,781.25
Remaining balance: ₦99,166,666.67

Month 3

January 7th, 2027

Principal payment: ₦416,666.67
Interest payment: ₦805,729.17
Monthly repayment: ₦1,222,395.83
Remaining balance: ₦98,750,000

Month 4

February 7th, 2027

Principal payment: ₦416,666.67
Interest payment: ₦802,343.75
Monthly repayment: ₦1,219,010.42
Remaining balance: ₦98,333,333.33

Month 5

March 7th, 2027

Principal payment: ₦416,666.67
Interest payment: ₦798,958.33
Monthly repayment: ₦1,215,625
Remaining balance: ₦97,916,666.67

Month 6

April 7th, 2027

Principal payment: ₦416,666.67
Interest payment: ₦795,572.92
Monthly repayment: ₦1,212,239.58
Remaining balance: ₦97,500,000

Month 7

May 7th, 2027

Principal payment: ₦416,666.67
Interest payment: ₦792,187.50
Monthly repayment: ₦1,208,854.17
Remaining balance: ₦97,083,333.33

Month 8

June 7th, 2027

Principal payment: ₦416,666.67
Interest payment: ₦788,802.08
Monthly repayment: ₦1,205,468.75
Remaining balance: ₦96,666,666.67

Month 9

July 7th, 2027

Principal payment: ₦416,666.67
Interest payment: ₦785,416.67
Monthly repayment: ₦1,202,083.33
Remaining balance: ₦96,250,000

Month 10

August 7th, 2027

Principal payment: ₦416,666.67
Interest payment: ₦782,031.25
Monthly repayment: ₦1,198,697.92
Remaining balance: ₦95,833,333.33

Month 11

September 7th, 2027

Principal payment: ₦416,666.67
Interest payment: ₦778,645.83
Monthly repayment: ₦1,195,312.50
Remaining balance: ₦95,416,666.67

Month 12

October 7th, 2027

Principal payment: ₦416,666.67
Interest payment: ₦775,260.42
Monthly repayment: ₦1,191,927.08
Remaining balance: ₦95,000,000

S/N	Month	Monthly Principal Payment	Monthly Interest Payment	Monthly Repayment	Remaining Balance
1	November 7th, 2026	₦416,666.67	₦812,500	₦1,229,166.67	₦99,583,333.33
2	December 7th, 2026	₦416,666.67	₦809,114.58	₦1,225,781.25	₦99,166,666.67
3	January 7th, 2027	₦416,666.67	₦805,729.17	₦1,222,395.83	₦98,750,000
4	February 7th, 2027	₦416,666.67	₦802,343.75	₦1,219,010.42	₦98,333,333.33
5	March 7th, 2027	₦416,666.67	₦798,958.33	₦1,215,625	₦97,916,666.67
6	April 7th, 2027	₦416,666.67	₦795,572.92	₦1,212,239.58	₦97,500,000
7	May 7th, 2027	₦416,666.67	₦792,187.50	₦1,208,854.17	₦97,083,333.33
8	June 7th, 2027	₦416,666.67	₦788,802.08	₦1,205,468.75	₦96,666,666.67
9	July 7th, 2027	₦416,666.67	₦785,416.67	₦1,202,083.33	₦96,250,000
10	August 7th, 2027	₦416,666.67	₦782,031.25	₦1,198,697.92	₦95,833,333.33
11	September 7th, 2027	₦416,666.67	₦778,645.83	₦1,195,312.50	₦95,416,666.67
12	October 7th, 2027	₦416,666.67	₦775,260.42	₦1,191,927.08	₦95,000,000
13	November 7th, 2027	₦416,666.67	₦771,875	₦1,188,541.67	₦94,583,333.33
14	December 7th, 2027	₦416,666.67	₦768,489.58	₦1,185,156.25	₦94,166,666.67
15	January 7th, 2028	₦416,666.67	₦765,104.17	₦1,181,770.83	₦93,750,000
16	February 7th, 2028	₦416,666.67	₦761,718.75	₦1,178,385.42	₦93,333,333.33
17	March 7th, 2028	₦416,666.67	₦758,333.33	₦1,175,000	₦92,916,666.67
18	April 7th, 2028	₦416,666.67	₦754,947.92	₦1,171,614.58	₦92,500,000
19	May 7th, 2028	₦416,666.67	₦751,562.50	₦1,168,229.17	₦92,083,333.33
20	June 7th, 2028	₦416,666.67	₦748,177.08	₦1,164,843.75	₦91,666,666.67
21	July 7th, 2028	₦416,666.67	₦744,791.67	₦1,161,458.33	₦91,250,000
22	August 7th, 2028	₦416,666.67	₦741,406.25	₦1,158,072.92	₦90,833,333.33
23	September 7th, 2028	₦416,666.67	₦738,020.83	₦1,154,687.50	₦90,416,666.67
24	October 7th, 2028	₦416,666.67	₦734,635.42	₦1,151,302.08	₦90,000,000

Finishing Levels

Fully Completed (Not Furnished)

Price: ₦115,833,900
Minimum Initial Deposit: 13.67% (₦15,833,900)
Monthly Payment: ₦988,833.65
Payment Period: 20 years

How it works

How the MOFI Real Estate Investment Fund (MREIF) Plan works on Giddaa

Step 1
Find Home
Choose a house available on the Giddaa platform under the MREIF plan that meets your needs.
Performed by You with support from Giddaa
Step 2
Submit Documents
Submit your documents to Giddaa for prequalification to confirm your eligibility for the MREIF loan.
Performed by You
Step 3
Loan Processing
If you pass prequalification, Giddaa forwards your application to a financial institution, which processes the loan and secures approval from the Ministry of Finance Incorporated (MOFI) before disbursing funds to the developer.
Performed by Giddaa
Step 4
Get Keys, Repay
You receive your keys, move in, and start repaying monthly through the Giddaa platform with full tracking, reminders, and a wallet for easy payments.
Performed by You

Your Affordability

Your affordability for the MOFI Real Estate Investment Fund (MREIF) Plan

Log in to check your affordability

We’ll compare this plan’s monthly payment with your income details and show you a clear estimate.

Application Documents

The documents you need to submit when applying for MOFI Real Estate Investment Fund (MREIF) Plan

No documents found

This plan does not require any documents.

Details

Repayment Schedule

Month 1

Month 2

Month 3

Month 4

Month 5

Month 6

Month 7

Month 8

Month 9

Month 10

Month 11

Month 12

Finishing Levels

Fully Completed (Not Furnished)

How it works

Find Home

Submit Documents

Loan Processing

Get Keys, Repay

Your Affordability

Log in to check your affordability

Application Documents

Details

Repayment Schedule

Month 1

Month 2

Month 3

Month 4

Month 5

Month 6

Month 7

Month 8

Month 9

Month 10

Month 11

Month 12

Finishing Levels

Fully Completed (Not Furnished)

How it works

Find Home

Submit Documents

Loan Processing

Get Keys, Repay

Your Affordability

Log in to check your affordability

Application Documents