Month 1
October 24th, 2026
- Principal payment
- Interest payment
- Monthly repayment
- Remaining balance
Purchase option for 3 Bedroom Semi-detached Loft 3 Bedroom Semi Detached Duplex in Idera, Lagos
Important details about the 12 Months Payment Plan
Repayment Schedule for the payment of 12 Months Payment Plan
October 24th, 2026
November 24th, 2026
December 24th, 2026
January 24th, 2027
February 24th, 2027
March 24th, 2027
April 24th, 2027
May 24th, 2027
June 24th, 2027
July 24th, 2027
August 24th, 2027
September 24th, 2027
| S/N | Month | Monthly Principal Payment | Monthly Interest Payment | Monthly Repayment | Remaining Balance |
|---|---|---|---|---|---|
| 1 | October 24th, 2026 | ₦6,986,000 | ₦0 | ₦6,986,000 | ₦76,846,000 |
| 2 | November 24th, 2026 | ₦6,986,000 | ₦0 | ₦6,986,000 | ₦69,860,000 |
| 3 | December 24th, 2026 | ₦6,986,000 | ₦0 | ₦6,986,000 | ₦62,874,000 |
| 4 | January 24th, 2027 | ₦6,986,000 | ₦0 | ₦6,986,000 | ₦55,888,000 |
| 5 | February 24th, 2027 | ₦6,986,000 | ₦0 | ₦6,986,000 | ₦48,902,000 |
| 6 | March 24th, 2027 | ₦6,986,000 | ₦0 | ₦6,986,000 | ₦41,916,000 |
| 7 | April 24th, 2027 | ₦6,986,000 | ₦0 | ₦6,986,000 | ₦34,930,000 |
| 8 | May 24th, 2027 | ₦6,986,000 | ₦0 | ₦6,986,000 | ₦27,944,000 |
| 9 | June 24th, 2027 | ₦6,986,000 | ₦0 | ₦6,986,000 | ₦20,958,000 |
| 10 | July 24th, 2027 | ₦6,986,000 | ₦0 | ₦6,986,000 | ₦13,972,000 |
| 11 | August 24th, 2027 | ₦6,986,000 | ₦0 | ₦6,986,000 | ₦6,986,000 |
| 12 | September 24th, 2027 | ₦6,986,000 | ₦0 | ₦6,986,000 | ₦0 |
These are the different levels of finishing which the 3 Bedroom Semi-detached Loft can be purchased using the 12 Months Payment Plan and the various prices on each finishing level.
How the 12 Months Payment Plan works on Giddaa
Step 1
Choose a house available on the Giddaa platform under the Developer Payment Plan, inspect it, and if you like the house, you will be given an offer letter.
Performed by You with support from Giddaa
Step 2
Review the offer letter, conduct due diligence (optional, but advised), and submit your application with any necessary documents (if requested) to Giddaa. We will then send your application to the developer.
Performed by You with support from Giddaa
Step 3
Review and sign the sales agreement, pay your equity, and follow the structured payment plan through the Giddaa platform. You will get a full payment schedule, reminders, payment history, receipts, and a wallet to manage your payments.
Performed by You with support from Giddaa
Step 4
Once all payments are completed and the house is fully built, you receive your keys and move into your home.
Performed by You
Your affordability for the 12 Months Payment Plan
We’ll compare this plan’s monthly payment with your income details and show you a clear estimate.
The documents you need to submit when applying for 12 Months Payment Plan
This plan does not require any documents.