12 Months Payment Plan

Purchase option for 4 Bedroom Terrace 4 Bedroom Terrace in Karsana, Abuja

Please note: although this property is listed, the seller’s authority to transfer title is unconfirmed. Verification occurs when buyers indicate purchase interest, ensuring protection of their interests.

Details

Important details about the 12 Months Payment Plan

Finishing Levels: 1
Monthly Payment: ₦3,791,666.67
Minimum Down Payment: 30%
Payment Period: 1 year
Closing Costs: Legal, Insurance, Professional Fees.
Joint applications and co-owners allowed?: Yes

Repayment Schedule

Repayment Schedule for the payment of 12 Months Payment Plan

Total Interest: ₦0
Total Principal: ₦49M
Total Payable (total principal payment + total interest payment): ₦49M
Monthly Payment: ₦4.08M
Payment Period: 1 year12 months

Month 1

September 22nd, 2026

Principal payment: ₦4,083,333.33
Interest payment: ₦0
Monthly repayment: ₦4,083,333.33
Remaining balance: ₦44,916,666.67

Month 2

October 22nd, 2026

Principal payment: ₦4,083,333.33
Interest payment: ₦0
Monthly repayment: ₦4,083,333.33
Remaining balance: ₦40,833,333.33

Month 3

November 22nd, 2026

Principal payment: ₦4,083,333.33
Interest payment: ₦0
Monthly repayment: ₦4,083,333.33
Remaining balance: ₦36,750,000

Month 4

December 22nd, 2026

Principal payment: ₦4,083,333.33
Interest payment: ₦0
Monthly repayment: ₦4,083,333.33
Remaining balance: ₦32,666,666.67

Month 5

January 22nd, 2027

Principal payment: ₦4,083,333.33
Interest payment: ₦0
Monthly repayment: ₦4,083,333.33
Remaining balance: ₦28,583,333.33

Month 6

February 22nd, 2027

Principal payment: ₦4,083,333.33
Interest payment: ₦0
Monthly repayment: ₦4,083,333.33
Remaining balance: ₦24,500,000

Month 7

March 22nd, 2027

Principal payment: ₦4,083,333.33
Interest payment: ₦0
Monthly repayment: ₦4,083,333.33
Remaining balance: ₦20,416,666.67

Month 8

April 22nd, 2027

Principal payment: ₦4,083,333.33
Interest payment: ₦0
Monthly repayment: ₦4,083,333.33
Remaining balance: ₦16,333,333.33

Month 9

May 22nd, 2027

Principal payment: ₦4,083,333.33
Interest payment: ₦0
Monthly repayment: ₦4,083,333.33
Remaining balance: ₦12,250,000

Month 10

June 22nd, 2027

Principal payment: ₦4,083,333.33
Interest payment: ₦0
Monthly repayment: ₦4,083,333.33
Remaining balance: ₦8,166,666.67

Month 11

July 22nd, 2027

Principal payment: ₦4,083,333.33
Interest payment: ₦0
Monthly repayment: ₦4,083,333.33
Remaining balance: ₦4,083,333.33

Month 12

August 22nd, 2027

Principal payment: ₦4,083,333.33
Interest payment: ₦0
Monthly repayment: ₦4,083,333.33
Remaining balance: ₦0

S/N	Month	Monthly Principal Payment	Monthly Interest Payment	Monthly Repayment	Remaining Balance
1	September 22nd, 2026	₦4,083,333.33	₦0	₦4,083,333.33	₦44,916,666.67
2	October 22nd, 2026	₦4,083,333.33	₦0	₦4,083,333.33	₦40,833,333.33
3	November 22nd, 2026	₦4,083,333.33	₦0	₦4,083,333.33	₦36,750,000
4	December 22nd, 2026	₦4,083,333.33	₦0	₦4,083,333.33	₦32,666,666.67
5	January 22nd, 2027	₦4,083,333.33	₦0	₦4,083,333.33	₦28,583,333.33
6	February 22nd, 2027	₦4,083,333.33	₦0	₦4,083,333.33	₦24,500,000
7	March 22nd, 2027	₦4,083,333.33	₦0	₦4,083,333.33	₦20,416,666.67
8	April 22nd, 2027	₦4,083,333.33	₦0	₦4,083,333.33	₦16,333,333.33
9	May 22nd, 2027	₦4,083,333.33	₦0	₦4,083,333.33	₦12,250,000
10	June 22nd, 2027	₦4,083,333.33	₦0	₦4,083,333.33	₦8,166,666.67
11	July 22nd, 2027	₦4,083,333.33	₦0	₦4,083,333.33	₦4,083,333.33
12	August 22nd, 2027	₦4,083,333.33	₦0	₦4,083,333.33	₦0

Finishing Levels

These are the different levels of finishing which the 4 Bedroom Terrace can be purchased using the 12 Months Payment Plan and the various prices on each finishing level.

Semi Finished

A semi-finished house is a property where the exterior is fully completed, including painted walls, a finished roof, installed windows, and exit doors. However, the interior is left unfinished, allowing buyers to customize it to their taste. Inside, walls are plastered but not painted, and flooring is left as plain concrete. Electrical wiring and plumbing pipes are installed, but there are no sockets, bathroom fixtures, wardrobes, or kitchen fittings. This option is more affordable than a fully finished house and offers buyers the flexibility to complete the interiors gradually based on their preferences and budget.

Price: ₦70,000,000
Minimum Initial Deposit: 30% (₦21,000,000)
Monthly Payment: ₦3,791,666.67
Payment Period: 1 year

How it works

How the 12 Months Payment Plan works on Giddaa

Step 1
Find Home
Choose a house available on the Giddaa platform under the Developer Payment Plan, inspect it, and if you like the house, you will be given an offer letter.
Performed by You with support from Giddaa
Step 2
Get Offer Letter
Review the offer letter, conduct due diligence (optional, but advised), and submit your application with any necessary documents (if requested) to Giddaa. We will then send your application to the developer.
Performed by You with support from Giddaa
Step 3
Make Payments
Review and sign the sales agreement, pay your equity, and follow the structured payment plan through the Giddaa platform. You will get a full payment schedule, reminders, payment history, receipts, and a wallet to manage your payments.
Performed by You with support from Giddaa
Step 4
Get Keys, Move In
Once all payments are completed and the house is fully built, you receive your keys and move into your home.
Performed by You

Your Affordability

Your affordability for the 12 Months Payment Plan

Log in to check your affordability

We’ll compare this plan’s monthly payment with your income details and show you a clear estimate.

Application Documents

The documents you need to submit when applying for 12 Months Payment Plan

No documents found

This plan does not require any documents.

Buy the 4 Bed Terrace in Karsana Abuja with the 12 Months Payment Plan. | Giddaa

12 Months Payment Plan

Purchase option for 4 Bedroom Terrace 4 Bedroom Terrace in Karsana, Abuja

Details

Important details about the 12 Months Payment Plan

Finishing Levels: 1
Monthly Payment: ₦3,791,666.67
Minimum Down Payment: 30%
Payment Period: 1 year
Closing Costs: Legal, Insurance, Professional Fees.
Joint applications and co-owners allowed?: Yes

Repayment Schedule

Repayment Schedule for the payment of 12 Months Payment Plan

Total Interest: ₦0
Total Principal: ₦49M
Total Payable (total principal payment + total interest payment): ₦49M
Monthly Payment: ₦4.08M
Payment Period: 1 year12 months

Month 1

September 22nd, 2026

Principal payment: ₦4,083,333.33
Interest payment: ₦0
Monthly repayment: ₦4,083,333.33
Remaining balance: ₦44,916,666.67

Month 2

October 22nd, 2026

Principal payment: ₦4,083,333.33
Interest payment: ₦0
Monthly repayment: ₦4,083,333.33
Remaining balance: ₦40,833,333.33

Month 3

November 22nd, 2026

Principal payment: ₦4,083,333.33
Interest payment: ₦0
Monthly repayment: ₦4,083,333.33
Remaining balance: ₦36,750,000

Month 4

December 22nd, 2026

Principal payment: ₦4,083,333.33
Interest payment: ₦0
Monthly repayment: ₦4,083,333.33
Remaining balance: ₦32,666,666.67

Month 5

January 22nd, 2027

Principal payment: ₦4,083,333.33
Interest payment: ₦0
Monthly repayment: ₦4,083,333.33
Remaining balance: ₦28,583,333.33

Month 6

February 22nd, 2027

Principal payment: ₦4,083,333.33
Interest payment: ₦0
Monthly repayment: ₦4,083,333.33
Remaining balance: ₦24,500,000

Month 7

March 22nd, 2027

Principal payment: ₦4,083,333.33
Interest payment: ₦0
Monthly repayment: ₦4,083,333.33
Remaining balance: ₦20,416,666.67

Month 8

April 22nd, 2027

Principal payment: ₦4,083,333.33
Interest payment: ₦0
Monthly repayment: ₦4,083,333.33
Remaining balance: ₦16,333,333.33

Month 9

May 22nd, 2027

Principal payment: ₦4,083,333.33
Interest payment: ₦0
Monthly repayment: ₦4,083,333.33
Remaining balance: ₦12,250,000

Month 10

June 22nd, 2027

Principal payment: ₦4,083,333.33
Interest payment: ₦0
Monthly repayment: ₦4,083,333.33
Remaining balance: ₦8,166,666.67

Month 11

July 22nd, 2027

Principal payment: ₦4,083,333.33
Interest payment: ₦0
Monthly repayment: ₦4,083,333.33
Remaining balance: ₦4,083,333.33

Month 12

August 22nd, 2027

Principal payment: ₦4,083,333.33
Interest payment: ₦0
Monthly repayment: ₦4,083,333.33
Remaining balance: ₦0

S/N	Month	Monthly Principal Payment	Monthly Interest Payment	Monthly Repayment	Remaining Balance
1	September 22nd, 2026	₦4,083,333.33	₦0	₦4,083,333.33	₦44,916,666.67
2	October 22nd, 2026	₦4,083,333.33	₦0	₦4,083,333.33	₦40,833,333.33
3	November 22nd, 2026	₦4,083,333.33	₦0	₦4,083,333.33	₦36,750,000
4	December 22nd, 2026	₦4,083,333.33	₦0	₦4,083,333.33	₦32,666,666.67
5	January 22nd, 2027	₦4,083,333.33	₦0	₦4,083,333.33	₦28,583,333.33
6	February 22nd, 2027	₦4,083,333.33	₦0	₦4,083,333.33	₦24,500,000
7	March 22nd, 2027	₦4,083,333.33	₦0	₦4,083,333.33	₦20,416,666.67
8	April 22nd, 2027	₦4,083,333.33	₦0	₦4,083,333.33	₦16,333,333.33
9	May 22nd, 2027	₦4,083,333.33	₦0	₦4,083,333.33	₦12,250,000
10	June 22nd, 2027	₦4,083,333.33	₦0	₦4,083,333.33	₦8,166,666.67
11	July 22nd, 2027	₦4,083,333.33	₦0	₦4,083,333.33	₦4,083,333.33
12	August 22nd, 2027	₦4,083,333.33	₦0	₦4,083,333.33	₦0

Finishing Levels

These are the different levels of finishing which the 4 Bedroom Terrace can be purchased using the 12 Months Payment Plan and the various prices on each finishing level.

Semi Finished

Price: ₦70,000,000
Minimum Initial Deposit: 30% (₦21,000,000)
Monthly Payment: ₦3,791,666.67
Payment Period: 1 year

How it works

How the 12 Months Payment Plan works on Giddaa

Step 1
Find Home
Choose a house available on the Giddaa platform under the Developer Payment Plan, inspect it, and if you like the house, you will be given an offer letter.
Performed by You with support from Giddaa
Step 2
Get Offer Letter
Review the offer letter, conduct due diligence (optional, but advised), and submit your application with any necessary documents (if requested) to Giddaa. We will then send your application to the developer.
Performed by You with support from Giddaa
Step 3
Make Payments
Review and sign the sales agreement, pay your equity, and follow the structured payment plan through the Giddaa platform. You will get a full payment schedule, reminders, payment history, receipts, and a wallet to manage your payments.
Performed by You with support from Giddaa
Step 4
Get Keys, Move In
Once all payments are completed and the house is fully built, you receive your keys and move into your home.
Performed by You

Your Affordability

Your affordability for the 12 Months Payment Plan

Log in to check your affordability

We’ll compare this plan’s monthly payment with your income details and show you a clear estimate.

Application Documents

The documents you need to submit when applying for 12 Months Payment Plan

No documents found

This plan does not require any documents.

Details

Repayment Schedule

Month 1

Month 2

Month 3

Month 4

Month 5

Month 6

Month 7

Month 8

Month 9

Month 10

Month 11

Month 12

Finishing Levels

Semi Finished

How it works

Find Home

Get Offer Letter

Make Payments

Get Keys, Move In

Your Affordability

Log in to check your affordability

Application Documents

Details

Repayment Schedule

Month 1

Month 2

Month 3

Month 4

Month 5

Month 6

Month 7

Month 8

Month 9

Month 10

Month 11

Month 12

Finishing Levels

Semi Finished

How it works

Find Home

Get Offer Letter

Make Payments

Get Keys, Move In

Your Affordability

Log in to check your affordability

Application Documents