Month 1
October 7th, 2026
- Principal payment
- Interest payment
- Monthly repayment
- Remaining balance
Purchase option for 4 Bedroom Terrace Duplex + BQ (Onyx Villa) 4 Bedroom Terrace Duplex in Guzape, Abuja
Important details about the Payment Plan
Repayment Schedule for the payment of Payment Plan
October 7th, 2026
November 7th, 2026
December 7th, 2026
January 7th, 2027
February 7th, 2027
March 7th, 2027
April 7th, 2027
May 7th, 2027
June 7th, 2027
July 7th, 2027
August 7th, 2027
September 7th, 2027
| S/N | Month | Monthly Principal Payment | Monthly Interest Payment | Monthly Repayment | Remaining Balance |
|---|---|---|---|---|---|
| 1 | October 7th, 2026 | ₦15,750,000 | ₦0 | ₦15,750,000 | ₦173,250,000 |
| 2 | November 7th, 2026 | ₦15,750,000 | ₦0 | ₦15,750,000 | ₦157,500,000 |
| 3 | December 7th, 2026 | ₦15,750,000 | ₦0 | ₦15,750,000 | ₦141,750,000 |
| 4 | January 7th, 2027 | ₦15,750,000 | ₦0 | ₦15,750,000 | ₦126,000,000 |
| 5 | February 7th, 2027 | ₦15,750,000 | ₦0 | ₦15,750,000 | ₦110,250,000 |
| 6 | March 7th, 2027 | ₦15,750,000 | ₦0 | ₦15,750,000 | ₦94,500,000 |
| 7 | April 7th, 2027 | ₦15,750,000 | ₦0 | ₦15,750,000 | ₦78,750,000 |
| 8 | May 7th, 2027 | ₦15,750,000 | ₦0 | ₦15,750,000 | ₦63,000,000 |
| 9 | June 7th, 2027 | ₦15,750,000 | ₦0 | ₦15,750,000 | ₦47,250,000 |
| 10 | July 7th, 2027 | ₦15,750,000 | ₦0 | ₦15,750,000 | ₦31,500,000 |
| 11 | August 7th, 2027 | ₦15,750,000 | ₦0 | ₦15,750,000 | ₦15,750,000 |
| 12 | September 7th, 2027 | ₦15,750,000 | ₦0 | ₦15,750,000 | ₦0 |
These are the different levels of finishing which the 4 Bedroom Terrace Duplex + BQ (Onyx Villa) can be purchased using the Payment Plan and the various prices on each finishing level.
How the Payment Plan works on Giddaa
Step 1
Choose a house available on the Giddaa platform under the Developer Payment Plan, inspect it, and if you like the house, you will be given an offer letter.
Performed by You with support from Giddaa
Step 2
Review the offer letter, conduct due diligence (optional, but advised), and submit your application with any necessary documents (if requested) to Giddaa. We will then send your application to the developer.
Performed by You with support from Giddaa
Step 3
Review and sign the sales agreement, pay your equity, and follow the structured payment plan through the Giddaa platform. You will get a full payment schedule, reminders, payment history, receipts, and a wallet to manage your payments.
Performed by You with support from Giddaa
Step 4
Once all payments are completed and the house is fully built, you receive your keys and move into your home.
Performed by You
Your affordability for the Payment Plan
We’ll compare this plan’s monthly payment with your income details and show you a clear estimate.
The documents you need to submit when applying for Payment Plan
This plan does not require any documents.